Flexible Financing for Your BYD

Drive home your dream electric vehicle today with competitive rates, fast approvals, and customized loan options.

Get Pre-Approved Now Learn More About Financing

Why Finance with BYD Khodro?

We partner with top lenders to bring you the best possible terms on your next electric vehicle.

Low Rates

Starting from 2.9% APR on approved credit — among the lowest in the EV market.

Flexible Terms

Choose from 36, 48, 60, 72, or 84-month terms to match your budget.

Fast Approval

Get pre-approved in minutes — no impact on credit score for initial check.

No Hidden Fees

Transparent pricing — no prepayment penalties, no surprise charges.

How Our Financing Process Works

1

Apply Online in Minutes

Create or log into your BYD Khodro account and complete our secure online application. You'll need basic personal and financial information.

  • No credit impact for pre-qualification
  • Takes 3–5 minutes
2

Instant Pre-Approval

Get real-time conditional approval with personalized loan offers showing your rate, term, monthly payment, and total cost.

  • Multiple offers from trusted lenders
  • Choose the best option for you
3

Select Your Vehicle

Apply your approved amount to any eligible BYD model in our inventory — or bring your own deal if you're trading in.

  • Works with new & certified pre-owned
  • Combine with available incentives
4

Finalize & Drive

Complete final paperwork (often digitally) and take delivery of your new BYD — many customers drive home the same day.

  • Digital signatures available
  • Fast funding to dealer

Current Financing Offers

Standard Loan

3.49%

APR*

  • • Up to 72 months
  • • $10,000 minimum
  • • New & CPO vehicles

Best Rate Offer

2.90%

APR* – Qualified Buyers

  • • Up to 60 months
  • • Excellent credit required
  • • Limited time offer

Long-Term Plan

4.49%

APR*

  • • Up to 84 months
  • • Lower monthly payments
  • • All credit levels considered

*Rates are subject to credit approval, term, model, and location. Final rate may vary. Offers valid as of February 2026.

Frequently Asked Questions

What credit score do I need?

We work with a wide range of credit profiles. Excellent credit (720+) gets the best rates. Good credit (660–719) still qualifies for competitive offers. We also have options for fair credit.

Can I finance if I have a trade-in?

Yes! We’ll apply your trade-in value as a down payment to reduce the amount financed and potentially lower your monthly payments or interest rate.

Is there a prepayment penalty?

No. All our loans allow you to pay off early with no penalty — saving you money on interest.

Do you offer 0% financing?

Promotional 0% APR offers are sometimes available on select models and for well-qualified buyers. Check current offers or contact us for details.

How soon can I drive after approval?

Many customers drive home the same day or next day after approval and vehicle selection — especially with digital signing.

Ready to Finance Your BYD?

Get pre-approved in minutes and lock in your rate before visiting the showroom.

Start Application Now

Have questions? Email us at support@bydkhodro.org